CeramicChef

Yeah, how was that first cook? What did you cook? Inquiring minds wanna know! LOL!

Bryan - here's wishing you and your Grandson many happy hours together fishing, cooking, relaxing, and just shooting the bull and having a wonderful time!

dstr8 - whatever gets the job done works just fine, right?!

Any time you make an additional payment of any sort, in the memo area of the check you must specify that said payment is to be applied ONLY to the principal amount. That saves huge amount of interest over the life of the loan. The other trick that bankers hate but is a very valid loan technique is to ask for a mortgage where you make payments every two weeks. This really reduces interest over the life of the loan. You can also opt for a 15 year term versus a 30 year term. Combine a 15 year mortgage with pmts every two weeks and you're golden! There are all kimds of means of creatively financing a residence that will seriously reduce your interest payments. Especially if you own a business. And particularly if you combine the mortgage, your personal banking, and your business banking. These kinds of deals are generally only done by the Private Client Banking Sections.

bryan - I've been retired 4 times now. Can't make it stick. I prefer to call it "Gainfully Unemployed!". I'm starting yet another business. Gainfully unemployed.

The Dutch Oven smoke pot detailed by Syzgies does a wonderful job of producing thin blue over a long period of time.

This is above amd beyomd. Wilbur went above and beyond. Dennis went above and beyond. This amazes me! You guys rock! Let's hope Howard gets his pride and joy back really soon, safely ensconced in the loving embrace do its patio home! Nice work Wilbur and Dennis! Howard, all the best on this deal!

As long as we all stop by when we can ... I just hate it when life gets in the way of my play! LOL!!

All you gardeners make so jealous. I couldn't grow cactus in a desert.

Yeah! I watched all of LarryR's videos and he's the guy along with 5698k who pushed me over the edge. I'd still be using a decidedly less well made kamado if not for those two guys. Then the call to Dennis and, well, all y'all know the rest of that story!

Frogs - that's just pure rolled goodness! And it just not fair you post those pics and not offer to share! Wonderfully done. Kudos!

I could get into a lot of trouble drinking electric milkshakes this time of year!

Killer! Kudos.

I was just thinking of that Wilbur! Good catch. Should be easy to identify with the tag on the back wall.

Mortgage interest is tax deductible. Nobody bothers to take that into account when doing the calculation. On rent property it's a business expense. Furthermore, depreciation on the physical asset is also a business expense. I'm not really certain as to your question, but I hope I've given you some pointers.

Yeah, ya gotta have something especially special for the first cook. For you MacKenzie, that shoul be as simple as falling off a log! What about a name? Have you thought of a name yet? Gotta have a name.

This is gonna be good! MacKenzie, I'm really excited for you. I feel like an uncle awaiting the news of the birth of my favorite nieces baby! Take lots of pics! All the best!

There is nothing wrong with having a couple of mortgages. If you can afford them, if the cost of capital is less than the annual appreciation do the property, and the rent paid on the income property outweighs the mortgage payment, what you have is a very wise investment. If you understand arbitrage, you understand how real estate and other opportunities work. All debt is not bad. Debt that underperforms it's next best opportunity is bad.

Different, interesting, but I need another toy like I need another 20 lbs.

I know this for dead sure and certain ... deer do avoid the killing grounds. It might take a week or two, but they eventually get the message.

I was blest by God with the best parents any snot nosed kid could have ever wished for. My Dad has been dead almost 20 years, my Mother 8 years, and I swear they get smarter as I get older! I still hear their voices in my head and not a day goes by I wouldn't give 5 years off the end of my life to spend one more Sunday afternoon eating dinner at their table. They were simply remarkable people.

That can be arranged for a seat at the tables!

ckreef - I have a very nice Weatherby Vangaurd Series 2, a .308 caliber, that would solve all your deer problems in a hurry! Guaranteed!

+1^ There are several sayings I was raised with that come to mind. If its to be, it's up to me. If you think you can or you can't, either way, you're right! Always make new mistakes. Never repeat mistakes. So far, it's worked for me!

That's some mighty fine eats on that plate! I would eat that any day of the week and twice on Sunday! Kudos!